A Modelling Framework for analysing the role of Superannuation in Australia’s Financial System

Author: . . . | , ,
Read the full Working Paper This paper investigates the implications of an expanded superannuation system for the Australian financial sector. We undertake detailed modelling of capital adequacy requirements imposed upon the Australian commercial banking sector under...

Retirement savings trajectories: An analysis of the experience of fund members. Part Two: Individual and Peer Moderation Effects on Member Investment Choice

Author: . . . . | , ,
Read the full Working Paper This paper explores the role of peers in a member’s propensity to make a change to their retirement savings investment strategy. Given that evidence indicates that the majority of individuals do not seek professional financial advice, we...

Retirement, Pension and Superannuation Outcomes for Indigenous Australians

Author: . . . | , ,
Read the full Working Paper Using simulation techniques and current Indigenous Australian demographic and employment data, we estimate the superannuation balance of the typical Indigenous worker and compare this with the average non-Indigenous Australian. Our findings...

Superannuation drawdown behaviour: An analysis of longitudinal data

Author: . . . . . | , ,
Read the full Working Paper This paper provides a longitudinal study of withdrawals from account-based pensions from superannuation savings to provide a better understanding of drawdown patterns in retirement. Our analysis indicates that most retirees in their 60s and...

Public policy, age discrimination and Australian older workers: Solutions in search of a problem?

Author: . . | , ,
Read the full Working Paper In industrialised nations, age discrimination is widely viewed as a serious impediment to older workers’ employment, and age discrimination policies generally focus on jobseekers and workers aged over 50. These policies appear not to...