Retirement savings trajectories: An analysis of the experience of fund members. Part Two: Individual and Peer Moderation Effects on Member Investment Choice

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Read the full Working Paper This paper explores the role of peers in a member’s propensity to make a change to their retirement savings investment strategy. Given that evidence indicates that the majority of individuals do not seek professional financial advice, we...

Retirement, Pension and Superannuation Outcomes for Indigenous Australians

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Read the full Working Paper Using simulation techniques and current Indigenous Australian demographic and employment data, we estimate the superannuation balance of the typical Indigenous worker and compare this with the average non-Indigenous Australian. Our findings...

Superannuation drawdown behaviour: An analysis of longitudinal data

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Read the full Working Paper This paper provides a longitudinal study of withdrawals from account-based pensions from superannuation savings to provide a better understanding of drawdown patterns in retirement. Our analysis indicates that most retirees in their 60s and...