May 25, 2017 | Author: Rodney Maddock | Banking and Capital Markets, Opinion Pieces
Published by Australian Financial Review, Wednesday 24 May Standard & Poor’s has just downgraded the credit rating of many of Australia’s banks. Its view depends on two concerns: first, that there are potential problems for the institutions in...
May 24, 2017 | Author: Guonan Ma . Rodney Maddock | Banking and Capital Markets, Commissioned Papers, Financial Integration in the Asia-Pacific
Download Chinese capital account liberalisation: process, structure and consequences What happens in China matters to the world economy. China is the largest merchandise trader, second largest economy and third largest net creditor nation globally. It also has the...
May 19, 2017 | Author: Rodney Maddock . Stephen King | Banking and Capital Markets, Working Papers
Read the full Working Paper Australia’s payment card regulations are similar to those used in a variety of countries around the world. However, as it is argued below, they are complex, open to gaming and have failed to win support from consumers. In this paper, we...
May 11, 2017 | Author: Kevin Davis . Martin Foo . Rodney Maddock | Working Papers
Read the full Working Paper The innovative use of technology in finance is posing challenges to many traditional business models. At the same time it is challenging regulators. The key issue they face is how to balance the desire to encourage new businesses so as to...
May 10, 2017 | Author: Rodney Maddock | Banking and Capital Markets, Opinion Pieces
Published by Australian Financial Review, Wednesday 10 May Tuesday night’s budget had a lot for banks to think about. The fiscal part, the big tax hit on a select group of companies, was quite extraordinary. The contrast with universities, where all...
April 27, 2017 | Author: Rodney Maddock | Opinion Pieces
Australia needs to focus on trade opportunities with China and India rather than being derailed by the rise of protectionism in the US and Britain, according to to a report out today.The Committee for Economic Development of Australia (CEDA) cites the protectionist...
April 10, 2017 | Author: Rodney Maddock | Banking and Capital Markets, Opinion Pieces
This piece is part of our new Three Charts series, in which we aim to highlight interesting trends in three simple charts. The current debate about housing muddles two separate issues: the affordability of housing, and the risk in the banking system of any significant...
March 31, 2017 | Author: Rodney Maddock | Banking and Capital Markets, Opinion Pieces
Published by Australian Financial Review, Friday 31 March APRA has moved to tighten the rules around bank lending for investor purposes. This takes us back towards the old, post-war regulation of banks where the regulator imposed direct controls over both sides...
March 27, 2017 | Author: Rodney Maddock | Funds Management and Superannuation, Opinion Pieces
On average, choosing a growth-type option provides just one or two more years of retirement income than picking a conservative one, research has found. The focus of the superannuation industry is increasingly on the retirement phase. The gradual maturing of the system...
October 6, 2016 | Author: Rodney Maddock | Banking and Capital Markets, Opinion Pieces
Published by Australian Financial Review, Thursday 6 October This week we have seen some important advances in the interactions between politicians, the media and the banks. While it may not have seemed very productive, with a fair bit of grandstanding and a...
