Retirement, Pension and Superannuation Outcomes for Indigenous Australians

March 8, 2016 | Author: . . . | , ,
Read the full Working Paper Using simulation techniques and current Indigenous Australian demographic and employment data, we estimate the superannuation balance of the typical Indigenous worker and compare this with the average non-Indigenous Australian. Our findings...

Withdrawal capacity in the face of expected and unexpected health and aged-care expenses during retirement

December 31, 2014 | Author: . . | , ,
Read the full Working Paper We examine the impact on retirement income levels, income stability and longevity risk of accounting for costs associated with age-related health treatment and aged-care services during the retirement phase. To measure the impact of these...

Funding Australia’s Future – Stage Two

July 11, 2014 | Author: . . . . . | , , , ,
ACFS initiated Funding Australia’s Future in 2012 to better understand the changing dynamics of the financial system and its impact on future economic growth. These four papers, released in July 2014, drill down into the issues identified in Stage One of the project...

Retirement Adequacy through Higher Contributions: Is This the Only Way?

November 30, 2013 | Author: . . . | , ,
Read the full Working Paper In view of ongoing concerns about the adequacy of retirement incomes for Australian workers, this study compares the previous 9 per cent Superannuation Guarantee with the 12 per cent rate, effective from 1 July 2025. We use long-horizon...