A Modelling Framework for analysing the role of Superannuation in Australia’s Financial System

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The proportion of employee wage income compulsorily allocated to superannuation is set to increase from 9.5% to 12% by July 2025. In this paper, we investigate the implications of an expanded superannuation system for the Australian commercial banking sector. This...

Retirement savings trajectories: An analysis of the experience of fund members. Part Two: Individual and Peer Moderation Effects on Member Investment Choice

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This paper explores the role of peers in a member’s propensity to make a change to their retirement savings investment strategy. Given that evidence indicates that the majority of individuals do not seek professional financial advice, we investigate whether workplace...