A Modelling Framework for analysing the role of Superannuation in Australia’s Financial System

Author: . . . | , ,
The proportion of employee wage income compulsorily allocated to superannuation is set to increase from 9.5% to 12% by July 2025. In this paper, we investigate the implications of an expanded superannuation system for the Australian commercial banking sector. This...

Retirement savings trajectories: An analysis of the experience of fund members. Part Two: Individual and Peer Moderation Effects on Member Investment Choice

Author: . . . . | , ,
This paper explores the role of peers in a member’s propensity to make a change to their retirement savings investment strategy. Given that evidence indicates that the majority of individuals do not seek professional financial advice, we investigate whether workplace...

Response to the Productivity Commission Draft Report: How to Assess the Competitiveness and Efficiency of the Superannuation System

Author: | , ,
This Financial Policy Brief was submitted to the Productivity Commission’s Inquiry into Superannuation Competitiveness and Efficiency. The Productivity Commission (PC) released its Draft Report on How to Assess the Competitiveness and Efficiency of the Superannuation...