“Financial technology,” or “FinTech,” refers to the use of technology to deliver financial solutions. The term can be traced to the early 1990s, and now refers to a very rapidly growing industry. However, the sector has attracted the focused attention of regulators, industry participants, consumers, and academics only since 2014.
This paper was presented in July 2016 at the 21st Melbourne Money and Finance Conference (MMFC), which explored the theme: Fintech and Financial Innovation.
For more papers presented in the conference, please click here.