Member Retirement Investment Behaviour and Performance

December 10, 2016 | Author: . . . | , ,
This paper provides a preliminary analysis of performance of employee’s workplace superannuation accounts. We utilise a diverse sample of Australian workers drawn from a large national superannuation trust over a time period spanning the global financial crisis. We...

Retirement savings trajectories: An analysis of the experience of fund members. Part Two: Individual and Peer Moderation Effects on Member Investment Choice

November 2, 2016 | Author: . . . . | , ,
This paper explores the role of peers in a member’s propensity to make a change to their retirement savings investment strategy. Given that evidence indicates that the majority of individuals do not seek professional financial advice, we investigate whether workplace...

Retirement savings trajectories: An analysis of the experience of fund members. Part One: Experience

August 30, 2015 | Author: . . . . . | , ,
This paper is the first of three examining investment strategy choice in superannuation. The focus of this first paper is descriptive, with the primary objective of documenting the level of investment choice using a large sample of members from a large, multiple...

A Longitudinal Analysis of Superannuation Outcomes: Gender Differences

May 1, 2015 | Author: . . . . . . | , ,
Since 1992, all employees in Australia have enjoyed a common condition of employment, namely an entitlement to payment of retirement savings contributions by their employer to a complying retirement savings (superannuation) fund. While this is a universal entitlement,...

A Review of Retirement Savings Investment Behaviours: Theory and Evidence

June 30, 2013 | Author: . . . . . . . | , ,
This report presents an overview of the extant literature relating to retirement savings investment choices, the determinants of investment activity and switch behaviour with preliminary results from a new database of members notably drawn from the retail sector. The...